I'm in SE Michigan too and I'd actually say 6" of ice is on the thin side. It's actually been this way more so in the last 20 years but I can easily remember getting 10+ many times.
Re turtles; I keep painteds and because they tend to be smaller and I don't have any 'mud/substrate' on my pond bottom, have lost a few overwintering in the pond, so now I keep them in the basement in their own pool-pond until spring. No losses now for the last 4 years this way. As they get fully mature and I add something for them to brumate in, I'll begin keeping them year-round in the pond.
Here's a nice article re musk turtles
MUSK TURTLE CARE; seems to spell out the conditions you'd need. Someday, I might even get one myself, but been looking out for what
@Jhn has--diamondbacks. Really pricey currently so will keep my eye out for a rescue.
I have goldfish and koi and so far (one of the reasons I start the turtles small) haven't had any harassment issues. Some predation on the plant life but I have a lot so not an issue.
Hope this helps.