45mil is the recommended thinnest pond liner. There is 45mil (.045 in = 1.143 mm), and 60mil (.060 in = 1.524 mm), I use the latter. It is very thick and will withstand a lot. You have the 20mil version .020 in - 0.508 mm.
With a thin liner you will need to worry about a lot things puncturing your liner, rocks, roots, animals. You can always put a thicker liner over the current one if a problem comes of the current one.
Here is some info on pondliners:
"PVC liner is usually 30 mil or less in thickness. It does not have much flexibility, causing it to be harder to install. It may become brittle with age, and is very difficult to re-use, should you desire to change the shape of your pond. A shorter life expectancy is common, and the usually textured surface makes it hard to repair.
EPDM liner has a standard density (or weight) of 45 mil. It is flexible and easy to join. Since the liner comes up to 50 feet wide, joining is at a minimum. The liner is easy to repair using the same seaming materials as patches, should it become torn. EPDM is long lasting, warranted for 20 yrs., and has a 50 yr. life expectancy."
I reused my 10 year old 60mil pond liner as the liner for my settling chamber. It wasn't as flexible as new stuff, but it was still manageable.