Yes it is Meyer and I agree but please I have had great success diagnosing fish ailments parasites etc just from photographs on this website.On several occasions, I have observed ulceration develop at what could have very easily been initially described as sumi such as the Goldfish pictured in this thread. As such, it does no harm to investigate this possibility further, ruling out ulceration if it is unsupported. A cursory visual inspection via a photograph is just that...cursory.....nothing more.
I've asked Val to take a look and she agrees it is sumi , she has the same 29 year experiance of koi that I have , believe me if I thought it was the starting of an ulcer I would have called it .
Dave